|Subject Area||Financial Regulation and Supervision|
|Issuing Body||Basel Committee on Banking Supervision|
|Date||1 September 2000|
This paper specifically addresses the following areas: (i) establishing an appropriate credit risk environment; (ii) operating under a sound credit-granting process; (iii) maintaining an appropriate credit administration, measurement and monitoring process; and (iv) ensuring adequate controls over credit risk. The guidance covers credit risk in all types of banking activities, including lending, trading, investments, liquidity/funding management and asset management (September 2000).